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总行在总结近几年收购资金封闭管理经验的基础上,重新制订了《中国农业发展银行商品棉贷款管理办法》(以下简称《办法》),并已经中国银行业监督管理委员会批准。本文拟对制订《办法》的背景、必要性、贷款管理的特点及实际操作中应注意的有关问题谈一点看法。一、制订《办法》的背景和必要性 (一)棉花多渠道收购的格局初步形成。随着棉花流通体制改革的不断深入,供销社棉花企业垄断
On the basis of summing up the experience of closed management of funds acquired in recent years, the head office has re-formulated the Measures for the Administration of Commercial Agricultural Loans of China Agricultural Development Bank (hereinafter referred to as the Measures) and has been approved by China Banking Regulatory Commission. This article intends to talk about the background and necessity of formulating the “Measures”, the characteristics of loan management and the relevant issues that should be noticed in actual operation. First, the formulation of the “background” and the necessity of (a) the pattern of multi-channel acquisition of cotton initially formed. With the deepening reform of cotton circulation system, monopoly of cotton supply and marketing cooperatives