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什么是企业的风险呢?即当企业面临市场开放、法规解禁、产品创新,均使变化波动程度提高,连带增加的经营的风险性。良好的风险管理有助于降低决策错误之几率、避免损失之可能、相对提高企业本身之附加价值。[1]风险管理作为企业的一种管理活动,起源于20世纪50年代的美国。当时美国一些大公司发生了重大损失使公司高层决策者开始认识到风险管理的重要性。其中一次是1953年8月12日通用汽车公司在密执安州的一个汽车变速箱厂因火灾损失
What is the risk of the enterprise? That is, when the enterprises are faced with the opening up of the market, the lifting of laws and regulations and the innovation of products, the risk of the fluctuation of the changes is increased and the associated management is increased. Good risk management can help to reduce the chance of making mistakes, avoid the possibility of loss, and increase the added value of the enterprise itself. [1] As a corporate management activity, risk management originated in the United States in the 1950s. At that time, major losses occurred in some of the largest U.S. companies, making high-level corporate policymakers begin to realize the importance of risk management. One of them was a loss of fire at a car transmission plant in Michigan State on August 12, 1953 by General Motors