在莎士比亚的戏剧中,Polonius 建议他的儿子说:“不要做借款人也不要做贷款者,贷款者常常收不回钱又失去了朋友;而借款会使人失去节俭的美德。”莎士比亚所描述的时代在美国早已荡然无存。借款人或借债人将自己视为有足够聪明、有足够技巧运用财务杠杆工具的人,运用财务杠杆是值得骄傲的事情。现代信用体系就是这样深刻地改变着人们的生活,并也将同样改变中国人的生活。 In Shakespeare’s drama, Polonius suggested that his son say: “Do not be a borrower or a borrower. Lenders often lose money and lose friends; borrowing can deprive people of frugality.” "Shakespeare The era described is long gone in the United States. Borrowers or borrowers see themselves as smart and have enough skill to use financial leverage tools, the use of financial leverage is something to be proud of. The modern credit system has profoundly changed people’s lives and will also change the lives of Chinese people.