企业面临的资金问题由来已久,在当前金融体制改革和实行新的金融政策的形势下,企业资金问题集中表现为“企业加快发展与资金供应不足”和“银行按效益原则发放贷款与企业经济效益不高”两大基本矛盾。因此,缓解企业的资金矛盾关键是要调适政府、银行和企业三者关系,创造适宜企业发展的资金条件,在努力扩大资金增量的同时,重点盘活企业资产存量,加大结构调整力度,尽快转换经济增长方式,使企业走上效益型的良性循环发展轨道。当前重点要从五个方面寻找突破。一要积极开拓融资渠道。要建立各种形式的投 The financial problems faced by enterprises have a long history. Under the current situation of financial system reform and the implementation of new financial policies, corporate capital problems are concentrated in the “accelerated development of enterprises and insufficient supply of funds” and “banks issue loans and corporate economy according to the principle of efficiency”. The two major basic contradictions are not effective. Therefore, the key to alleviating the capital contradiction of enterprises is to adjust the relationship among the government, banks, and enterprises, and to create funding conditions suitable for the development of the enterprise. While striving to increase the increment of funds, we must focus on revitalizing the company’s asset stock and intensify structural adjustment as soon as possible. The transformation of economic growth mode will enable enterprises to embark on a virtuous cycle of profitable development. The current focus must seek breakthroughs in five areas. First, we must actively explore financing channels. To establish various forms of investment