不断完善高校助学贷款及其偿还体系,建立健全助学贷款及其偿还机制,促使我国高校助学贷款工作持续健康发展,已成为社会普遍关注的问题。而目前高校助学贷款偿还率不高的现实,也已成为一个值得关注的问题。河北省高校的助学贷款及其偿还工作还存在着贷款规模和范围有待扩大、管理不够严密规范等问题,今后应加强领导,从制度上推动河北省高校助学贷款的可持续发展、完善助学贷款政策、大力推动生源地助学贷款的发展,建立健全“助学+育人”的助学模式。 Constantly improving college student loans and their repayment system, establishing and perfecting student loan and its repayment mechanism, and promoting the sustained and healthy development of student loan in colleges and universities in our country have become a common concern in society. At present, the reality that the repayment rate of student loans in colleges and universities is not high has also become a problem that deserves attention. In Hebei Province, there are still some problems such as the scale and scope of loans to be expanded, the tight management and other issues. In the future, we should strengthen the leadership and promote the sustainable development of student loans in institutions of higher learning in Hebei Province. Study loan policy, vigorously promote student loan development, establish and improve “student + educate ” student mode.