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2003年,天安保险公司在沈阳推出的一种被老百姓称之为“酒后驾车险”(原名“非常事故特约险”。这里的“非常事故”指的是驾驶人因酒后驾驶汽车造成的事故。)的险种后,全国各地一片哗然,褒贬不一。围绕着这一险种该不该存在和是否合法的问题,保险界、法律界、交管部门和消费者等社会各层面出现了不同的反应和议论。当然各方评论主要是从法律、道德层面展开。我们说任何一个险种的推出或保险公司经营任一险种都必须具备法律和市场两个基础。
In 2003, Tian An Insurance Company launched a kind of people in Shenyang called “drunk driving insurance ” (formerly “extraordinary accident insurance ” here Drunk driving a car accident.) After the insurance throughout the country in an uproar, mixed. Around this insurance should not exist and whether the legal issues, the insurance sector, the legal profession, traffic control departments and consumers at all levels of society, there have been different reactions and discussions. Of course, all the comments are mainly from the legal and moral level. We say that the introduction of any one insurance or insurance company operating any one of the various types of insurance must have both the law and the market.