一、中小企业发展面临的困难与障碍随着经济体制改革的逐步深入和国内外宏观经济环境的重大变化,我国的中小企业面临着诸多困难和严峻挑战。同大企业相比,中小企业在信息收集、资金筹措、总体竞争能力方面较弱,加之我国正处于市场经济体制建立的过程中,政策法律环境也不尽完善, I. Difficulties and Obstructions for the Development of SMEs With the gradual deepening of economic restructuring and the major changes in the macroeconomic environment both at home and abroad, SMEs in our country are facing many difficulties and harsh challenges. Compared with large enterprises, small and medium-sized enterprises are weak in information collection, fund raising and overall competitiveness. In addition, China is in the process of establishing a market economy system and its policy and legal environment is not perfect.