论文部分内容阅读
近年来,随着银团贷款在银行间的实践,其在集成信贷资源,完善风险管理,促进同业合作等方面优势明显,本文通过对黄山市银行业金融机构银团贷款情况专项调查发现,银团贷款规模虽稳步增长,但风险管控不容忽视,银行、监管层、政府部门都应该采取对应措施,确保银团贷款在促进地方经济发展方面发挥积极作用。
In recent years, with the practice of syndicated loans in banks, it has obvious advantages in integrating credit resources, improving risk management and promoting cooperation with other banks. Based on the special investigation of syndicated loans of banking financial institutions in Huangshan City, the paper finds that the scale of syndicated loans Although steady growth, risk control should not be neglected. Banks, regulators and government departments should take corresponding measures to ensure that syndicated loans play an active role in promoting local economic development.