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辽宁农业信用贷款由于存在着贷款期限短、贷款难、贷款手续繁琐、贷款利率高等问题,对农民富裕问题构成制约。应该从新农村建设的长期发展需要出发,本着解决民生问题为出发点,把农民对贷款的需要作为调整和制定农业信用贷款的出发点和完善农村金融服务体系的契机。由此,建立起公益性农业贷款,并通过农业信贷把反哺农业落到实处。
Due to the short loan term, the difficulty of loan, the complicated loan procedures and the high loan interest rates, Liaoning agricultural credit loans are restricting the peasant affluence. Starting from the long-term development needs of new countryside construction, taking the solution of people’s livelihood as the starting point, the demand of peasants for loans should be regarded as the starting point for the adjustment and formulation of agricultural credit loans and an opportunity to improve the rural financial service system. As a result, the establishment of public welfare agricultural loans, and through agricultural credit to nurture the implementation of agriculture.