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风险可保性的“现代定义”解决了巨灾风险可保性的理论问题,巨灾保险归类于经济政策性保险。巨灾保险法规和制度的缺失是巨灾保险没有起到为社会经济发展保驾护航的主要原因。
The “modern definition” of risk protectability solves the theoretical problem of the insurable catastrophe risk, which is classified as economic policy insurance. Catastrophe insurance laws and regulations and the lack of catastrophe insurance has failed to play a major escort for the socio-economic development of the main reasons.