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世界的经济发展和历史经验都证明了中小企业是当今经济高速健康发展的不可或缺的组成部分。毫无疑问,中小企业对于一国的经济发展、解决就业问题、创新技术进步、推动经济体制改革等方面有着极为重要的现实意义,对我国而言亦是如此。然而现阶段,由于我国中小企业的自身问题和外部问题等多方面原因,在其自身发展的过程中会出现融资难局面,这一融资难的问题成为阻碍其发展和壮大的重要因素。所以,研究和完善现阶段中小企业的融资的法律制度,并能够在一定程度上解决该融资难问题,对发展和壮大现阶段我国的中小企业是具有一定的实用价值和理论价值的。进而对我国的经济发展、解决就业问题、创新技术进步、推动经济体制改革等方面有一定的现实意义和实践意义。
The world’s economic development and historical experience have all proved that SMEs are an indispensable part of the rapid and healthy economic development of today. There is no doubt that SMEs have extremely important practical significance for the economic development of a country, the solution of employment issues, the advancement of technological innovation, and the promotion of economic structural reform. This is true for our country as well. However, due to various reasons such as the self-problem and the external problem of SMEs in our country, there will be financing difficulties in the process of their own development. This problem of financing difficulty has become an important factor impeding their development and growth. Therefore, studying and perfecting the legal system of financing for SMEs at the present stage can solve the problem of financing difficulty to a certain extent and has certain practical value and theoretical value for the development and expansion of SMEs in our country at this stage. Furthermore, it has some realistic and practical significance to our country’s economic development, employment problem solving, technological innovation advancement, economic system reform and so on.