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认真履行保险合同免责条款的明确说明义务,是承保环节中诚实信用原则的具体体现。在立法上予以完善、在保险合同中把它作为“保险人义务”进行约定并在实务中认真履行刻不容缓。
Conscientiously fulfill the insurance contract exemption clause of a clear statement of obligations, underwriting the part of the principle of good faith is a concrete manifestation. To be consummated in legislation, to make it an “insurer’s obligation” in the insurance contract and implement it conscientiously in the practical work is imperative.