互联网金融是互联网技术和金融业务融合的产物,互联网金融创新的成果如果符合专利授权的条件,大多会成为金融商业方法专利的保护对象,利用专利保护金融商业方法的创新成果是互联网金融企业必须掌握的竞争法宝。 Internet finance is a product of the integration of Internet technology and financial services. If the results of Internet financial innovation meet the conditions of patent authorization, most of them will be the object of protection for patents of financial business methods. The innovative achievement of using patents to protect financial business methods is that internet financial enterprises must master The magic weapon of competition.