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授信业务非现场监督和授信风险管理后评价是中行授信管理的薄弱环节和重点发展方向。新一代信贷系统V2.0的成功投产使中行对公授信管理的基础环境发生了根本性变化,为改变中行对公授信业务非现场监督和授信风险管理后评价的落后局面创造了条件。如何发掘新一代信贷系统V2.0的管理功能,加强对公授信管理特别是授信业务非现场监督和授信风险管理后评价将成为中行的重要课题。
The credit evaluation of off-site supervision and credit risk management is the weakest link and the key development direction of Bank of China’s credit management. The successful commissioning of a new generation of credit system V2.0 has fundamentally changed the basic environment for the management of public-granted credit by the Bank of China, setting the stage for changing the backwardness of the Bank’s assessment of the out-of-court supervision and credit risk management of the public-granted credit business. How to explore the management function of the new generation of credit system V2.0 and strengthen the post-evaluation of the management of the public-granted credit, especially the non-on-site supervision and credit risk management of credit business, will become an important issue for the Bank of China.