资金,是一个企业存活的血液。在市场经济的背景下,企业融资渠道的多少和融资能力的大小也反映着企业的综合实力与市场竞争力。若企业仅靠自身的内部资金进行经营业务,则发展空间便会大大受限。正因如此,很多企业都面临着对外融资的问题。本文针对中小企业融资难的现状进行分析,就企业在融资活动中所遇到的问题,通过企业内部实力提升与外部渠道拓展两方面提出相应的解决对策。 Money is the blood of a business to survive. In the context of a market economy, the amount of financing channels and the size of financing capacity also reflect the overall strength of enterprises and market competitiveness. If a company operates its business solely on the basis of its own internal funds, the development space will be greatly limited. Because of this, many enterprises are facing the problem of external financing. This article analyzes the current situation of SMEs financing difficulties, and puts forward corresponding solutions to the problems encountered by enterprises in financing activities through both internal strength improvement and external channel expansion.