保险行业协会是市场经济发展的产物,是保险行业自律的社团组织,是保险行业政府监管的有益补充,特别是在目前我国地市级城市没有保险监管机构的状况下,对于促进保险行业健康发展和规范市场行为方面有着不可或缺的重要作用。当前我国经济社会发生了巨大变化,保险行业发展处于关键时期, Insurance Association is a product of the development of market economy. It is a self-regulated community organization in the insurance industry. It is a useful complement to the government supervision of the insurance industry. Especially under the condition that there is no insurance regulatory agency in the prefecture-level cities in our country, the Insurance Association is very important to promote the healthy development of the insurance industry And regulate the market behavior has an indispensable important role. At present, great changes have taken place in our economy and society, the development of the insurance industry is in a crucial period,