一、引言1998年以来,杭州住房价格平均每年以两位数的速度上升,截止到2004年上半年,全市商品房交易的实际平均价格已达到6900元/平方米(不含经济实用房),排在全国大中城市的前列。近一年来,国家频频出台有关房地产政策进行宏观调控,政策的实施对杭州房地产市场产生了不可低估的 I. Introduction Since 1998, housing prices in Hangzhou have risen at double-digit rates on an average every year. As of the first half of 2004, the actual average price of commercial housing transactions in the city has reached 6,900 yuan / sq m (excluding economic and practical rooms) In the forefront of large and medium-sized cities in the country. In the past year, the state has promulgated macroeconomic regulation and control over real estate policies. The implementation of the policies has produced an unvalued assessment of the real estate market in Hangzhou