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目的:研究基本医疗保险对城镇居民消费支出的影响。方法:根据2002—2011年的东部、中部和西部地区的省级面板数据,建立双向固定效应模型来对其进行实证检验。结果:基本医疗保险对于城镇居民消费有着显著的促进作用,且存在着区域差异性。其中,东部、中部和西部地区人均基本医疗保险基金支出对城镇居民消费支出增加的贡献率分别为0.1、0.16和0.19。结论:社会医疗保障体系的建设和完善将有利于消费需求的增长,政府应加大医疗保险的保障力度,同时应考虑东中西部地区的差异性。
Objective: To study the impact of basic medical insurance on urban residents’ consumption expenditure. Methods: Based on the provincial panel data of eastern, central and western regions from 2002 to 2011, a bi-directional fixed-effects model was established to test it empirically. Results: The basic medical insurance has a significant promoting effect on the consumption of urban residents, and there are regional differences. Among them, the eastern, central and western regions per capita contribution of basic medical insurance funds to urban residents increased consumer spending contribution rates were 0.1,0.16 and 0.19. Conclusion: The construction and improvement of social medical security system will be beneficial to the growth of consumer demand. The government should increase the protection of medical insurance, and at the same time, the differences of the eastern, central and western regions should be considered.