自2002年的政府工作报告中明确指出要加强社会信用建设以便为整顿和规范市场经济秩序服务以来,如何建立健全信用档案、加强社会信用体系建设就已成为全社会广泛关注的热门话题。近年来,我国信用体系建设已经走上了快速发展的道路,政府、企业等部门均在信用档案建设方面进行了有益的尝试,初步形成了具有中国特色的信用档案管理体系。以中国人民 Since 2002, the government work report clearly pointed out that we must strengthen social credit construction in order to rectify and standardize the market economic order, how to establish and improve credit files and strengthen social credit system has become a hot topic of widespread concern throughout the society. In recent years, the construction of China’s credit system has embarked on a path of rapid development. Government, enterprises and other departments have made useful attempts in the construction of credit archives and initially formed a credit file management system with Chinese characteristics. With Chinese people