他山之石,可以攻玉。我们的不良资产证券化需要借鉴国际经验和教训。他山之石,可以攻玉。在研究我国银行业如何开展不良资产证券化业务时,可以参考借鉴其他国家不良资产证券化的有益经验。美国模式与成功之处上个世纪80年代,房地产市场的萧条和第二次石油危机,导致美国银行业不良贷款不断升高,储蓄信贷机构曾出现两次大规模的破产浪潮。为防止危机蔓延,稳定经 Stones from other hills, can learn. Our non-performing assets need to learn from international experience and lessons learned. Stones from other hills, can learn. In the study of how to develop non-performing assets securitization business in our country’s banking industry, we can refer to the useful experience of non-performing assets securitization in other countries. The U.S. Model and Its Success In the 1980s, the real estate market slump and the second oil crisis led to rising non-performing loans in the U.S. banking sector and two large-scale bankruptcies in savings and credit institutions. To prevent the crisis from spreading, stabilize the economy