论文部分内容阅读
21世纪以来,我国乃至全世界已经进入了互联网的时代。随着互联网技术的普及发展,互联网大数据应运而生。可以说,就目前发展在我国大数据已经深入到人们生活的每一个角落,给人们的生活以及工作都带来了极大的便利。银行信贷作为我国信贷的主要方式之一,而结合大数据的应用则能够极大程度的帮助其提高信贷业务的管理水平以及对风险的控制。近年来,国内许多学者以及专家,对大数据在银行信贷业务中的应用进行了研究,但普遍存在针对性差的问题,本文针对于此进行了总结,以期为我国大数据在银行信贷业务中的应用提供理论基础以及指导。
Since the 21st century, China and even the whole world have entered the era of the Internet. With the popularization of internet technology, big data of internet came into being. It can be said that the current development in China’s big data has been deep into every corner of people’s lives, to people’s lives and work have brought great convenience. Bank credit as one of the main ways of credit in our country. Combined with the application of big data, it can greatly help to improve the management of credit business and risk control. In recent years, many scholars and experts in China have studied the application of big data in the bank credit business, but the problems of poor pertinence are common. This article concludes with a view to providing the big data in the bank credit business Application provides the theoretical basis and guidance.