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印度有一个古老的故事:国王与象棋手下棋输了,棋手要求在第一个棋格中放上一粒麦子,第二格放上两粒,第三格放上4粒,即按复利增长的方式放满整个棋格。国王原以为顶多用一袋麦子就可以打发这个棋手,而结果却发现,即使把全世界生产的麦子都拿来也不足以支付。“此地无银三百两”的典故是一个人把银子埋在地上,怕别人偷,写下了“此地无银三百两”这几个字贴在旁边。10年之后因买房子把银子挖出来,可原本可以买到的房子涨价了,得再添三百两。于是他又痛惜地写下了同样的“此地无银三百两”这几个字,挂在自己书房里,提醒自己要注意通货膨胀。复利用来增长你的资产,而通胀则消蚀你的财富。所以理财最重要的目的之一就是让前者的速度超越后者。
India has an old story: the king and the chess player chess lose, the chess player in the first chess asked put a wheat, the second cell put two, the third cell put four, that compound interest Growing way to fill the entire chess. The king thought that at best the bag of wheat could be used to send the player, but the result was that even the wheat that was produced worldwide was not enough to pay for it. “There is no silver three hundred two ” allusions here is a person buried the silver on the ground, afraid of others stealing, wrote After 10 years because of buying a house to dig out the money, can buy the house price increases, you have to add two hundred and two. So he also deplored the same “There are no silver three hundred ” these words, hanging in his study, to remind myself to pay attention to inflation. Compounding is used to grow your assets while inflation erodes your wealth. Therefore, one of the most important purposes of financial management is to let the former surpass the latter’s speed.