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邮政储蓄是经中国人民银行批准,按《邮政法》规定办理的一项金融业务,邮政机构办理储蓄业务实行存款自愿、取款自由、存款有息,为储户保密的原则,依法保护储户的合法权益,按照国家统一规定的利率向储户支付利息。邮政储蓄的业务品种有活期储蓄、整存整取定期储蓄、零存整取定期储蓄,存本取息定期储蓄,定活两便储蓄等。经过多年的发展,邮政储蓄已实现全国30个省、市、区范围的近万个邮政网点实行联网,储户可持邮政储蓄活期存折或绿卡在全国联网网点办理异地存取、查询、挂失、变更密码等业务。
Postal Savings is a financial business approved by the People’s Bank of China and handled in accordance with the “Postal Law”. The postal institutions handle the principle of keeping deposits freely, deposit withdrawals and interest-bearing deposits for the depositors, and protect the legitimate rights and interests of depositors according to law , In accordance with the provisions of the national interest rates to depositors to pay interest. Postal savings business varieties have current savings, the entire deposit and withdrawal of regular savings, zero deposit and withdrawal of regular savings, deposit and withdrawal of regular savings, fixed income savings. After years of development, postal savings have been implemented in nearly 30,000 postal outlets across 30 provinces, cities and districts in the country. Depositors can hold postal savings passbooks or green cards for off-site access at the national network of outlets, inquiries, reporting of losses and changes Password and other business.