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随着我国经济的快速发展,小微企业逐渐成为我国家经济发展的重要力量。本文以洛阳为例,结合国内外同业的先进经验,就洛阳市小微企业的发展现状及在信贷方面的特点、需求现状进行全面了解。并对存在的问题进行分析,提出相应的解决措施,从理论和实践上为金融机构对小微企业的服务和发展提供依据。
With the rapid economic development in our country, small and micro enterprises have gradually become an important force in the economic development of our country. Taking Luoyang as an example, combining the advanced experience of domestic and foreign counterparts, this paper makes a comprehensive understanding of the current situation of the development of small and micro enterprises in Luoyang and the characteristics and demands of credit. And analyzes the existing problems and puts forward corresponding solutions to provide the basis for the service and development of small and micro enterprises by financial institutions in theory and practice.