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本文通过分析中资、外资银行各自的发展特点、竞争优势,分析外资银行经营人民币业务对中资银行造成的积极影响与消极影响,重点在于提出中资银行应对外资银行的挑战应采取的相应对策。
By analyzing the development characteristics and competitive advantages of Chinese-funded and foreign-funded banks, this paper analyzes the positive and negative impacts of foreign-funded banks operating RMB business on Chinese-funded banks. The key point is to put forward corresponding countermeasures that Chinese-funded banks should take to meet the challenges of foreign-funded banks .