股份制商业银行因其网点少、扩展意识强烈和本地市场竞争激烈等原因,更倾向于发展异地贷款业务。这无疑有助于股份制商业银行立足区域性经济中心城市,辐射全区,扩展业务,但其隐患也值得关注。异地贷款原因何在首先,网点设置的政策约束。银行监管部门从谨慎的角度出发,目前依然 Joint-stock commercial banks are more inclined to develop their off-site lending business due to their limited outlets, strong expansionary awareness and fierce local market competition. This will undoubtedly help joint-stock commercial banks base their businesses on regional economic centers and radiate the entire region to expand their businesses, but their hidden dangers are also worth noting. What is the reason for the loan in different places First, the network set the policy constraints. Bank regulatory authorities from a cautious point of view, the current still