2001年以来,在放开8省市粮食收购的基础上,继续调整主产区保护价收购范围。非保护价粮食收购的地区和品种逐步扩大,收购数量和所占比重在逐年增加。农发行对非保护价粮食,实行“以销定贷、以效定贷”的信贷政策。但对非保护价粮食收购贷款的性质存在不同看法,有的认为是粮食购销企业经营性(非政策性)贷款;有的认为是政策性贷款、商业化运作;还有的认为就是政策性贷款。我认为,只有对非保护价粮食收 Since 2001, on the basis of liberalizing grain purchases in eight provinces and cities, the scope of the protection price acquisition in the main producing areas has continued to be adjusted. The area and varieties of non-protected price grain acquisition have gradually expanded, and the quantity and proportion of acquisitions have been increasing year by year. Agricultural Development Bank of non-protected price of grain, the implementation of “sales of loans, to set a loan” credit policy. However, there are different opinions on the nature of non-protected grain purchase loans. Some think that they are commercial (non-policy) loans of grain purchase and marketing enterprises; others think of as policy loans and commercialization; and others think that they are policy loans . In my opinion, only for non-protection price of grain received