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解除中小企业融资难的困境,是事关我国经济可持续增长的关键之一。为此,本文在金融制度创新视角之外,创新性地提出了构建中小企业融资信用链这一非制度性思想,并通过对融资信用链的功能及构建必要条件的分析,试图从破解信用风险和融资困境之间的矛盾入手,解决中小企业融资难题。
One of the keys to China’s sustainable economic growth is to lift the plight of SMEs in financing difficulties. Therefore, in addition to the perspective of financial system innovation, this paper creatively proposes the non-institutional thinking of building SME financing credit chain. By analyzing the function and construction conditions of financing credit chain, And the dilemma of financing to start the contradiction between, to solve the financing problems of SMEs.