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保险业需要立足长远,彻底摒弃规模至上的经营理念,在产品研发、市场细分、业务协同等方面下工夫,推动银保合作的深化发展进入2013年,国内寿险业仍然没有明显复苏迹象。1～2月,寿险业务保费收入2200亿元(按照人身险四分类的新口径),同比下降近3个百分点。更令人担忧的是,曾经占据寿险业务半壁江山的银保业务持续萎缩。2012年,
The insurance industry needs to base itself on long-term and completely abandon the management philosophy of “scale first” and make efforts to promote cooperation between banks and insurance companies in product development, market segmentation and business collaboration. In 2013, the domestic life insurance industry still shows no obvious signs of recovery. From January to February, the premium income from life insurance business reached 220 billion yuan (down by 4% for life insurance), down nearly 3 percentage points from the same period last year. Even more worrying is that the banking and insurance businesses that once dominated the life insurance business continued to shrink. 2012,