基民投资基金时,除了结合自身特点精选基金外,我们建议选择一定数量的基金构成组合。这样,一方面可以分散单一风格或者类别基金的个性化选择风险;另一方面也可以分散单一基金公司、基金经理发生变化而带来的风险。基民如何构建自己的组合,需要考虑哪些因素呢?组合的目标一般而言,设定基金组合的目标首先要考虑的是收益目标,收益目标不是越高越好,即使是想要很高也不一定能达得到,需要考虑市场的实际情况和可实现性,建议组合的目标设定为市场平均水 When it comes to investing funds, we recommend that you choose a certain number of funds to form a portfolio. In this way, on the one hand, it is possible to diversify the individual selection risk of a single style or a category fund; on the other hand, the risks caused by changes in a single fund company and a fund manager may also be dispersed. Basics how to build their own portfolio, which factors need to be considered? Portfolio objectives In general, the goal of setting the portfolio is to first consider the profit target, the profit target is not as high as possible, even if you want high May not be able to achieve, need to consider the actual market conditions and the feasibility of the proposed combination of the target set to the average market water