一、引言融资难是中小企业普遍面临的难题,严重制约中小企业的发展。改革开放以来,我国政府陆续出台了各项融资支持政策,以缓解中小企业融资约束。然而,由于信息不对称等的制约,这些优惠政策在一定程度上改善了中小企业的经营环境,但未能从根本上解决中小企业的发展难题。到目前为止,学术界对中小企业融资支持的研究已经取得丰硕的成果,然而,现有学者对中小企业融资支持的研究过于重视政策的提出,忽视了对后续政策实施的关注。本文拟对现 I. Introduction Financing difficulty is a common problem faced by SMEs and seriously restricts the development of SMEs. Since the reform and opening up, our government has successively issued various financing support policies to ease the financing constraints of SMEs. However, due to information asymmetry and other constraints, these preferential policies to some extent to improve the operating environment for SMEs, but failed to fundamentally solve the problem of SME development. So far, the academic research on financing support for SMEs has achieved fruitful results. However, the existing scholars’ research on financing support for SMEs pays too much attention to the formulation of policies and ignores the concern about the implementation of follow-up policies. This article is about right now