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各个银行所发行的银行卡在同一地区内实现资源共享(如ATM业务、POS业务),是金融电子化的 一个重要方面.该文设计的银行卡联网方案,具有简单、安全、实用的特点.易于实现.“,”For all kinds of banking cards, one important fact of the electronic financial is sharing resource in the same area. The scheme of the banking card designed by the paper is simple, safety and handy.