小额支付系统在山东省推广上线后,首先开通了普通借记、普通贷记、定期借记、定期贷记和通用信息5种基本业务。通过银行办理定期借(贷)记业务收取公用事业等费用,可以有效提高收款入账速度,提高财务资金使用效率;节约收费单位收费成本,避免现金风险。但据调查,由于长期以来公用 After the micro-payment system was launched in Shandong Province, the micro-payment system first opened five basic businesses: ordinary debit, ordinary debit, debit, periodic debit and general information. Through the bank for regular borrowing (credit) business charge for public utilities and other expenses, you can effectively improve the collection rate, improve the efficiency of the use of financial capital; save the charging unit fees, to avoid cash risk. However, according to the survey, due to long-standing public