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破产通常是一种解决个人支付问题的手段,但是目前个人破产制度并没有被纳入破产法,而在市场经济扩大化,与国际接轨相融合的过程中,建立个人破产制度已经成为越来越多人的迫切要求,个人破产制度的建立有利于企业和个人更好的面对现在经济转型时期的危机,从而更好的活络经济交易,完善个人信用体系对我国企业的发展非常重要,已经势在必行,而我国最大个人信用信息基础数据库的建成更为我们个人破产制度的建立提供了有利条件。
Bankruptcy is usually a solution to the problem of personal payment. However, personal bankruptcy system has not been incorporated into the bankruptcy law at present. However, in the process of expanding the market economy and integrating with the international standards, the establishment of personal bankruptcy system has become more and more The urgent requirement of the people that the establishment of an individual bankruptcy system is conducive to enterprises and individuals facing the crisis better during the current period of economic restructuring so as to better activate economic transactions and improve the personal credit system are very important to the development of our country’s enterprises and have already been on the rise It is imperative that the establishment of the largest database of personal credit information in our country provides favorable conditions for the establishment of our personal bankruptcy system.