论文部分内容阅读
在车险业务管理中,保险公司为小额赔案投入了大量的人力和物力,通过建立多样化的免赔额(率),不但可以为投保人减少一部分费用开支,而且可以使保险公司从车险小额赔案的繁琐工作中解脱出来,为客户提供更多的优质服务。 小额车险赔案的现状 在车险业务中,小额赔案现场查勘与理赔工作一直是长期困扰各家产险公司车险业务经营难点之一。通过对经营数据的分析,三年来人保财险河南省公司1000元以下车险赔案数量占整个赔案数量分别为35.16％、35.23％、39.43％,特别是2003
In the auto insurance business management, insurance companies have invested a lot of manpower and material resources for small claims. By establishing diversified deductibles, they can not only reduce part of the expenses for the policyholders, but also enable insurance companies to pay a premium for auto insurance Small compensation for the cumbersome work freed, to provide customers with more quality services. Current status of small auto insurance claims In the auto insurance business, spot investigation and claims work of small claims has always been one of the difficulties in the long-term troubled auto insurance business of various property and casualty insurance companies. Through the analysis of the business data, the number of car insurance claims below 1,000 yuan for PICC Henan Company in three years accounted for 35.16%, 35.23% and 39.43% respectively, especially in 2003