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一个人在同一参保年度内,同时参加由政府举办的性质相同的两个或两个以上的保险,既会造成财政重复补贴,又会增加管理成本,同时还影响基本医疗保险制度的公信和公平。因此,一个亟需完成的工作是——我国基本医疗保险主要由城镇职工基本医疗保险、新型农村合作医疗和城镇居民基本医疗保险制度组成。由于医疗保险制度分设、管理经办部门分割,近年来,各统筹地区不同程度出现了重复参保的情况。
When a person joins two or more insurances of the same nature held by the government within the same year of the same insurance, it will not only result in repeated subsidies but also increase the management costs. At the same time, it will also affect the credibility and fairness of the basic medical insurance system . Therefore, an urgent need to complete the work is - China’s basic medical insurance is mainly composed of basic medical insurance for urban workers, new rural cooperative medical care and basic medical insurance for urban residents. Due to the separation of the medical insurance system and the division of management and administration departments, in recent years, there have been repeated cases of insured in varying degrees in the overall planning areas.