只购买了强制第三者责任险的汽车发生意外该如何索赔?编辑同志:我驾驶朋友一辆汽车不慎撞向路边电线杆,造成汽车及电线杆损坏,该车只购买强制第三者责任险,没买全保,请问这种情况,可以向保险公司索赔吗?阳江魏先生魏先生:平常所说的“全保”指的是车辆除投保了强制第三者责任险外,还投保了商业险中的第三者责任险、车辆损失险、盗抢险、车上人员责任险等常见险种。强制第三者责任险中的“第三者”指的是除保险公司、被保险人(保险标的)之外的第三人或财物,所谓强制第三者责任险承保的对象是被标的车辆撞坏的第三者。根据你所陈述的情况,电线杆属第三者,理应属 Editor comrades: I am a friend driving a car accidentally hit the roadside poles, causing damage to cars and poles, the car only to buy a mandatory third party Liability insurance, did not buy full insurance, may I ask this situation, you can claim to the insurance company? Mr. Yang Jiang Wei: Usually said “full security ” refers to the vehicle in addition to mandatory third party liability insurance , But also insured commercial insurance in the third party liability insurance, vehicle loss insurance, robbery and rescue, car liability insurance and other common line. Compulsory third party liability insurance “third party ” refers to the third person or property other than the insurance company, the insured (insured subject), the so-called forced third-party liability insurance coverage is The third party crashed on the subject vehicle. According to your statement, the telephone pole belongs to the third party and should belong