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数以亿记的金融腐败大案在这半年内已发生多起,这一具有明显时代特色的腐败方式破坏程度之严重,足以引起政府的重视。一个新的反腐课题摆在了决策者的面前,而中国人民银行关于金融腐败的调查报告则仅仅是个开始。 4月2日,中国银行新闻发言人王兆文透露,北京“森豪公寓”的开发商——北京华运达房地产开发有限公司以员工名义,虚构房屋买卖合同,提供虚假收入证明套取按揭贷款及重复按揭贷款,并将按揭得到的资金移至外地,致使该项目的工程停工,形成烂尾工程,6.4亿多元贷款可能由此成为不良贷款。中国社会科学院金融发展研究室主任易宪容在就此事接受记者采访时说:“产生骗贷案的原因,首先是商业银行的内部金融腐败,其次是银行监管的缺失。”他认为,如此巨大金额的骗贷,如果没有银行内部人员的里应外合是不可能实现的。
Hundreds of millions of major financial corruption cases have taken place in the past six months, and the corruption of this clearly marked period has been so serious that it is enough to arouse the attention of the government. A new anti-corruption task lies before policymakers, while the People's Bank of China's report on financial corruption is just the beginning. On April 2, Wang Zhaowen, spokesman for Bank of China, disclosed that the developer of Beijing Senhao Apartment - Beijing Huayunda Real Estate Development Co., Ltd. falsified the contract of sale and purchase of false houses in the name of the employee, Loans and repayments of mortgages and relocating mortgages to other places. As a result, the construction of the project was discontinued and a non-performing loan project was formed. A loan of more than 640 million yuan may thus become a non-performing loan. Yi Xianrong, director of the financial development research institute of the Chinese Academy of Social Sciences, said in an interview with the reporter on the matter: “The reason for the falsification of credit cases is firstly the internal financial corruption of commercial banks and the second is the lack of bank supervision.” " Such a huge amount of fraudulent loans, without the bank's internal staff should be achieved together.