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虽然《证券法》明确规定证券业和银行业实行分业经营、分类管理,但随着市场经济的快速发展,我国银行证券混业经营的现象已经比较普遍。因此维持市场的经济稳定,加强银行证券混业经营的监管和改革是有必要的。本文阐述了我国银行证券混业经营的现状以及对这种经营状况的改善对策。
Although the Securities Law stipulates that the securities industry and the banking industry should be managed separately and categorized, with the rapid development of the market economy, the phenomenon of the mixed banking business in China’s banking securities has become more common. Therefore, it is necessary to maintain the stability of the market economy and strengthen the supervision and reform of the mixed operation of bank and securities. This article expounds the status quo of the mixed management of bank securities in our country and the countermeasures for the improvement of such management.