社保还是商保 在农村养老保险的问题上,存在着两种不同的看法。一种观点认为,我国农村大部分地区经济落后,尚不具备开展社会保险的能力。目前政府对城镇职工的社会保险已不堪重负,也没有能力来支持农村社会保险。前几年民政部门在部分地区推行的保险,因不具备互济性,不是真正意义上的保险,与个人储蓄的差 Social security or business insurance in rural old-age insurance on the issue, there are two different views. In one view, most parts of China’s rural areas are backward economically and do not yet have the capability to carry out social insurance. At present, the government has overwhelmed the social insurance for urban workers and has no ability to support rural social insurance. A few years ago, the civil affairs departments in some areas of the implementation of the insurance, because they do not have the reciprocity, not the real sense of insurance, personal savings and poor