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随着金融体制改革的深化,金融业作为整个经济体系中的主体,其效率高低直接影响和制约着整个经济体系的效率。在金融领域,从上个世纪70年代开始,金融机构逐渐开始采用企业间协调的方式来组织交易和生产活动,从最初的少数几家银行集中发展到金融控股公司的兴起,集群已经成为现在金融产业组织的基本形式。金融产业的集聚已然成为经济发展的重要标志,对经济增长产生无法忽视的影响。
With the deepening of the reform of the financial system, the financial industry as the main body in the entire economic system, its efficiency directly affects and restricts the efficiency of the entire economic system. In the financial field, from the 1970s onwards, financial institutions gradually began to organize transactions and production activities in an inter-firm coordination manner. From the first few banks to the rise of financial holding companies, the cluster has now become the financial The basic form of industrial organization. The gathering of financial industry has become an important symbol of economic development and has an inalienable impact on economic growth.