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国家为了稳定农业、发展农村经济,决定从1994年开始,连续5年,每年由农业银行安排65亿元专项贷款,集中扶持商品粮棉大县。我省华容等30个县(市)被定为扶持对象,1994年安排专项贷款计划2.77亿元。省内各级农业银行,坚定支农信念,改善金融服务,尽最大努力做好粮棉大县信贷工作,到年底共发放粮棉专项贷款15755万元,重点支持了一批在一定程度上能增强粮棉生产后劲,加速农村产业结构调整,尽快实现富县裕民目标的大中型骨干项目,取得了初步成效。但由于此项工作刚刚起步,在实际操作中还存在贷款难于到位等诸多问题。从信贷管理角度看,下面两大
In order to stabilize agriculture and develop the rural economy, the state decided to start a special loan of 6.5 billion yuan annually from Agricultural Bank of China for five consecutive years starting from 1994, focusing on supporting large grain and cotton counties. 30 counties (cities) such as Huarong in our province were designated as supportive targets, and special loan plans of 277 million yuan were arranged in 1994. At the end of the year, the Agricultural Bank at all levels in the province has firmly adhered to the belief of supporting agriculture and improved financial services. Every effort was made to do a good job in the credit work of large grain and cotton counties. By the end of this year, a total of 157.55 million yuan of grain and cotton special loans were granted, Enhance the stamina of grain and cotton production, accelerate the adjustment of rural industrial structure, realize the goal of large-sized and medium-sized backbone project of rich people as soon as possible, and achieved initial success. However, due to the fact that this work has just started, there are still many problems such as difficulty in getting loans in actual operation. From the credit management point of view, the following two major