关于政策性森林保险的几点思考

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介绍了湖南省政策性森林保险试点的做法与成效,对存在的问题进行了的深入思考,并提出了完善建议。湖南省委、省政府认识到位、领导落实,建立多部门联动制度,出台多个规范性文件,明确具体政策,循规推进试点。2008年启动试点以来,全省完成林改任务的16个试点县,完成投保森林面积259万hm2,参保农户100.5万户,灾害理赔面积6000hm2,覆盖了全省因灾损毁总面积的48%。政策性森林保险制度的实施,优化了林业发展环境,巩固了林改成果。建议商品林的保费补贴应从30%提高到50%,投保人负担保费不超过10%。 This paper introduces the practices and achievements of the policy-oriented forest insurance pilot project in Hunan Province, in-depth thinking on the existing problems and puts forward some suggestions. Hunan Provincial Party Committee and Provincial Government have recognized the importance of leadership implementation, established a multi-sectoral linkage system, issued a number of regulatory documents, clear specific policies, follow the rules to promote the pilot. Since the start of the pilot in 2008, the province completed 16 pilot counties with forest reform tasks, completing 2.59 million hectares of forest area insured, 1,005,000 henders participating in insurance and 6000 hectares of claims covering disasters, covering 48% of the total area damaged by the disaster in the province. . The implementation of policy-based forest insurance system has optimized the development environment of forestry and consolidated the achievements of forest reform. Proposed commodity forest premium subsidy should be increased from 30% to 50%, policyholders to pay the premium of not more than 10%.
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