巨灾风险证券化是保险市场与资本市场相贯通的金融创新产品。当前,从供需来看,中国内地巨灾保险供给缺口很大,而香港作为一个国际金融中心,其发展完善的资本市场、成熟的交易制度和健全的法律监管构架,则为中国内地巨灾风险证券化提供了坚实的资本后盾和技术支援。 Securitization of Catastrophe Risk is a financial innovation product that connects the insurance market and the capital market. At present, from the perspective of supply and demand, there is a huge gap in the supply of catastrophe insurance in mainland China. As an international financial center, Hong Kong has a well-developed capital market, a mature trading system and a sound legal regulatory framework. As such, catastrophe insurance in the Mainland of China Securitization provides a solid capital backing and technical support.