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近代中国的征信机构出现于20世纪30年代。成立于抗战后期的联合征信所,是中国第一家官办的征信调查机构,它承袭了中国征信所的一些信用调查方法,在为国家金融垄断事业的服务中发挥了一定的作用。考察联合征信所的成立、发展及其消亡的过程或将有助于认识近代中国征信制度的建立及其特点。
Credit agencies in modern China appeared in the 1930s. The United Credit Service, established in the late Anti-Japanese War, was the first government-owned credit investigation agency in China. It inherited some of the credit investigation methods of the China Credit Reference Service and played a part in the service of the monopoly of national finance. Examining the establishment, development and disappearance of the Union Credit Investigation Center may help to understand the establishment and characteristics of the credit investigation system in modern China.