“补位者”新网银行探索的互联网银行发展新路,对于一些同样没有强场景、大客户流量的小型银行来讲,更具有复制和借鉴的意义。定位为新一代互联网银行的新网银行,在2016年12月28日正式营业,是继腾讯旗下微众银行、阿里旗下网商银行之后全国第三家互联网银行,同时也是中西部第一家互联网银行。为探寻这家互联网银行的经营特色,记者进行了实地采访,获得了其业务发展的第一手资料。不一样的小微信贷在新网银行行长赵卫星看来,民营银行可以划分为三类:场景银行、公存公贷模式银行、开放平台模式银 “Make up ” New Internet Bank to explore the development of new Internet banking, for some also have no strong scene, large client traffic in terms of small banks, but also has the meaning of replication and reference. Positioned as a new generation of Internet banking network, the new network, on December 28, 2016 officially open, following the Tencent’s Micro Bank, Ali’s Internet banking after the country’s third Internet bank, but also the first Midwest Internet bank. To explore the operating characteristics of this Internet bank, the reporter conducted a field interview and obtained first-hand information on its business development. Different micro-credit In the view of Zhao Weixing, governor of Xinban, private banks can be divided into three categories: scene bank, public deposit-taking bank loan model, open platform model silver