支票是在信用卡诞生之前就存在的一种支付方式。大多数美国人收到水电费账单的时候,一般在信封里夹一张支票寄回给电力和自来水公司。在没有信用卡、没有网上付费的时代,个人支票可以说是唯一方便的付款方式。然而个人支票在中国并不普及,那我们来看看在美国,个人支票在银行卡、个人电子支付盛行时代的兴衰存亡。 Checks are a form of payment that existed prior to the birth of a credit card. When most Americans receive utility bills, they usually send a check in the envelope to the electric power and water company. In the absence of credit cards, there is no online payment, personal checks can be said that the only convenient way to pay. However, personal checks are not popular in China, so let’s look at the rise and fall of personal checks in the United States with bank cards and personal electronic payment.