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汪先生在一家大公司做业务主管,目前税后月收入1.2万元,妻子从事会计工作,月收入4000元。汪先生还有约12万元的年终奖,妻子的年终奖在1万元左右。夫妻俩每月的基本生活开销总计3000元,有两套房子,贷款总计50余万元,每月偿还房贷4000元。每年给父母1万元。另外,每年养车支出1.8万元。夫妻俩均购买商业保险(意外和医疗),保险费用为4000元/年/人,目前家庭存款约30万元。打算近几年要小孩。
Mr. Wang is a business executive in a large company. Currently, his monthly income after tax is 12,000 yuan. His wife is engaged in accounting and the monthly income is 4,000 yuan. Mr. Wang has about 120,000 yuan year-end awards, his wife’s end of the year award in 10,000 yuan. The couple basic monthly living expenses totaling 3,000 yuan, there are two sets of houses, a total of more than 50 million loans, monthly repay mortgages 4,000 yuan. Every year to the parents 10,000 yuan. In addition, each car maintenance expenses 18,000 yuan. The couple both buy commercial insurance (accident and medical), insurance costs 4000 yuan / year / person, the current family savings of about 300000 yuan. Intend to have children in recent years.