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这次粮油客户营销与贷款管理培训班准备得比较充分,内容丰富,师资层次较高。通过学习,大家拓宽了视野,更新了观念,进一步加深了对政策制度的理解,明确了操作要求。这个班办得很成功。刚才几位学员做了发言,提出的问题很有代表性,有些我已作了解答。下面,我再讲几点意见,供大家参考。一、今年前9个月全行业务经营情况今年以来,各级行认真贯彻落实年初分行行长会议精神,工作成效明显,前9个月业务经营形势是好的。主要表现为:存贷款都稳步增加,不良贷款总额和占比呈“双降”态势,财务经营减亏幅度较大。
The grain and oil customer marketing and loan management training prepared more fully, rich in content, higher teacher level. Through the study, everyone broadened their horizons, updated their concepts, further deepened their understanding of the policy system and clarified operational requirements. This class is very successful. Just now a few students made their speeches, the issues raised are very representative and some of them have already been answered. Next, let me talk a few comments for your reference. I. Business Operation of the Bank in the First Nine Months of the Year Since the beginning of this year, all levels have conscientiously implemented the spirit of the meeting of chief governors of branch and headquarters of the beginning of the year, and the work has achieved remarkable results. The business operation in the first nine months was good. Mainly as follows: Deposits and loans have steadily increased, the total non-performing loans and accounted for a “double down” trend, a larger margin for financial operations.