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人身保险业务的增长,可分解为不同类型人身保险产品的增长,它反映了市场对不同类型人身保险产品的需求。本文运用主成分分析法,对2007年全国人身保险业务的增长速度及其体现的市场偏好进行研究和比较。研究结果表明,全国人身保险业务增长存在以下问题:业务增长点尚不清晰;创新类业务表现尚不突出;部分地区需审视其业务增长的不足。
The growth of the life insurance business can be decomposed into the growth of different types of life insurance products, which reflect the market demand for different types of life insurance products. In this paper, principal component analysis is used to research and compare the growth rate of the national life insurance business in 2007 and its market preferences. The results show that the growth of the national personal insurance business has the following problems: the business growth point is not yet clear; the performance of innovative businesses is not yet outstanding; and some regions should examine the shortcomings of their business growth.